Canada

North & Central America2 independent articles

World-class ski and lake-country cottages — but watch the foreign-buyer ban.

Canada offers spectacular alpine (Whistler, the Rockies) and lake-and-forest 'cottage country', with stable institutions and strong domestic tourism. Note the federal Prohibition on the Purchase of Residential Property by Non- Canadians, extended through the end of 2026 — it restricts many non-resident purchases, though recreational/ vacation properties and certain zones carry exemptions.

Can foreigners buy?

Restricted: a federal ban on non- Canadian purchases of residential property runs to Jan 2027, with exemptions (recreational properties, certain census areas, some visa- holders). Verify eligibility before offering.

Taxes & buying costs

Land-transfer tax (province/city, 1– 3%+); non-resident speculation taxes in BC/Ontario up to 20–25% in some areas; rental income taxed; 25% non-resident withholding on gross rent unless NR6 filed.

What makes it unique

Alpine resorts and pristine lake cottages with first-world stability and safety.

Most prestigious places to own

Whistler, British Columbia

North America's premier ski resort; ski-in chalets in scarce supply.

C$2m–$15m+

Alpine chalet / ski condo

Muskoka, Ontario

'Hamptons of the North' — prestige lakefront cottages for Toronto wealth.

C$2m–$12m+

Lakefront boathouse cottage

Canmore / Banff gateway, Alberta

Rockies mountain-town luxury beside a national park.

C$1.5m–$6m

Mountain-view home

Best income potential from vacation renting

Mont-Tremblant, Quebec

Four-season resort with pedestrian village; strong STR rental pool.

C$500k–$2m

5–8% gross

Resort condo / chalet

Blue Mountain, Ontario

Ski + summer resort two hours from Toronto.

C$600k–$1.6m

5–7% gross

Resort chalet / condo

Canadian Rockies (Canmore STR zones)

Tourism-permitted units near Banff.

C$700k–$1.5m

5–8% gross

Tourist-zoned condo

Picturesque farms & rural tourism properties

Prince Edward County, Ontario

Wine-and-cider country with booming farm-stay and cellar tourism.

C$800k–$3m

Agritourism + wine

Farmhouse / small vineyard

Okanagan Valley, BC

Lakeside wine country; vineyards and orchard estates.

C$1.5m–$8m

Wine / agritourism

Vineyard / orchard estate

Nova Scotia South Shore

Coastal farmland and heritage homes at low cost.

C$400k–$1.5m

Lifestyle / small farm

Coastal farmhouse

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Indicative 2025–26 planning bands for screening only, not quotes and not advice. Holiday-let licensing, tax and foreign-buyer rules change frequently — confirm locally with a lawyer and tax adviser before buying.