Montenegro
Western & Southern Europe8 independent articlesThe 'next Croatia' — Bay of Kotor drama, a superyacht marina and €150k residency.
Montenegro's compact Adriatic coast — the fjord-like Bay of Kotor, Budva's beaches and the Porto Montenegro superyacht marina — has drawn heavy foreign investment. It's an EU-candidate that uses the euro; foreigners buy freely (a company is used for certain land types). A property with a tax value of €150,000+ now supports temporary residency (2026 rules).
Can foreigners buy?
Open; foreigners buy residential freely (agricultural/certain land via a local company). Euro-using EU candidate. €150k+ tax-value property supports temporary residence.
Taxes & buying costs
Transfer tax 3% (resale) or VAT on new; low annual property tax; rental income taxed (~9–15%); no purchase restriction for most residential.
What makes it unique
Dramatic Adriatic scenery and a marquee superyacht marina, at pre- EU prices, with a €150k residency route.
1
Most prestigious places to own
Porto Montenegro (Tivat)
The Adriatic's leading superyacht marina; branded residences.
€500k–€5m
Marina residence
Sveti Stefan & Bay of Kotor
Iconic islet-hotel coast and stone-village bays.
€400k–€4m
Stone villa / apartment
2
Best income potential from vacation renting
Budva Riviera
The busiest tourism-and-nightlife coast; strong summer STR.
€200k–€900k
5–8% gross
Sea-view apartment
Kotor & Tivat
Cruise + marina tourism short-lets.
€250k–€1.2m
5–7% gross
Old-town / marina apartment
3
Picturesque farms & rural tourism properties
Skadar Lake & the interior
Lakeside wine country and mountain stone houses.
€150k–€800k
Wine / agritourism
Vineyard / stone house
Thinking of living there?
Montenegro residency and citizenship guide
Visas, work permits and the routes to a passport — separate from buying.
Everything on Montenegro
All stories →Albania, Northern Cyprus & Montenegro Property: Yields vs. Costa del Sol 2026July 2026Albania and Montenegro: The Adriatic's Last Underpriced Coastlines in 2026July 2026Luštica Bay, Montenegro: A New Marina Town Taking Shape on the AdriaticJuly 2026Porto Montenegro, Tivat: The Adriatic's Superyacht Marina VillageJuly 2026Living Your Dream Series: "We Bought in Montenegro Before Anyone Was Talking About It"July 2026Luštica Bay Chedi Residences, Montenegro: Adriatic Riviera Living by GHM HotelsMay 2025Overview of Porto MontenegroSeptember 2019Buying Property in Montenegro: Rules for Foreign InvestorsJuly 2014
Indicative 2025–26 planning bands for screening only, not quotes and not advice. Holiday-let licensing, tax and foreign-buyer rules change frequently — confirm locally with a lawyer and tax adviser before buying.