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United States

North & Central America76 independent articles
The world's deepest, most liquid second-home market — from ski chalets to beach condos.

The U.S. offers unmatched depth, transparency and liquidity for vacation property, spanning alpine ski towns, sun-belt beaches, desert golf resorts and lake country. Financing is available to foreigners, title insurance is standard, and the short-term-rental infrastructure is the most developed on earth — though city and county STR rules vary enormously and are tightening in hotspots.

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Can foreigners buy?
Open to foreigners with no restriction on residential purchases; financing available (typically 30– 40% down for non-residents). Diligence: county-level STR permits.
Taxes & buying costs
Closing costs ~2–5%; annual property tax ~0.5–2.5% of value (state-dependent); rental income taxed by IRS (file 1040-NR); estate- tax exposure for non-residents — structure carefully.
What makes it unique
Scale, liquidity, legal certainty and the world's most mature holiday- rental ecosystem.
1

Most prestigious places to own

Aspen & Vail, Colorado
Trophy ski real estate; scarce land, celebrity cachet, year-round appeal.
$4m–$25m+
Ski-in/ski-out chalet or luxury condo
The Hamptons, New York
The classic East-Coast summer colony; oceanfront estates and shingle-style manors.
$3m–$40m+
Oceanfront/village estate
Malibu & Montecito, California
Pacific-front celebrity enclaves with strict supply.
$5m–$50m+
Beachfront or hillside villa
Palm Beach, Florida
Old-money island; no state income tax draws wealth migration.
$3m–$50m+
Intracoastal or oceanfront estate
2

Best income potential from vacation renting

Orlando / Kissimmee, Florida
Disney-driven, year-round demand; purpose-built vacation-home communities (Reunion, ChampionsGate).
$400k–$900k
6–10% gross
4–8 bed pool villa
Gulf Coast: 30A & Destin, Florida
Premium beach short-lets with strong ADRs and license-friendly counties.
$700k–$2.5m
5–8% gross
Beach cottage / condo
Smoky Mountains: Gatlinburg/Pigeon Forge, TN
America's cabin-rental capital; no state income tax, permissive STR.
$450k–$1.2m
8–12% gross
Log cabin (2–5 bed)
Scottsdale, Arizona
Golf/spa winter demand; deep event calendar.
$600k–$1.8m
5–8% gross
Desert villa / casita
3

Picturesque farms & rural tourism properties

Napa & Sonoma, California
Wine-country estates with vineyard acreage and cellar-door tourism.
$3m–$30m
Agritourism + wine income
Vineyard estate
Texas Hill Country
Ranches near Fredericksburg wine trail; hunting and event-barn income.
$1m–$10m
Hunting/agritourism
Ranch (20–500+ acres)
Hudson Valley & Berkshires
Farmhouses and gentleman's farms two hours from NYC; strong farm-stay demand.
$700k–$4m
Farm-stay income
Restored farmhouse / small farm
Thinking of living there?
United States residency and citizenship guide
Visas, work permits and the routes to a passport — separate from buying.
Read the guide →

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Foreign-ownership rules, purchase taxes and letting licences in United States move more often than buyers expect, and the change usually lands after you have committed. We will email you when they do — plus the weekly edition. One email a week.

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Indicative 2025–26 planning bands for screening only, not quotes and not advice. Holiday-let licensing, tax and foreign-buyer rules change frequently — confirm locally with a lawyer and tax adviser before buying.